It’s no fun losing a credit card or having it stolen. Along with the hassle of cancelling and replacing the card, there’s a good chance that large debts will be accumulated before you become aware of the loss.

Engineers at Beepcard Inc in Santa Monica, California, are developing a new type of card that you must talk to before it can be used.

The card requires users to give a spoken password that it authenticates using a built-in voice-recognition chip. The idea is to prevent thieves using a stolen card or fraudsters using someone else’s credit card details to buy goods online.

In my (albeit limited) experience, even the most sophisticated speech recognition packages for PCs are, well, not that accurate. I guess this means even longer queues at the checkout.

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